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  • Welcome To Universal Cover

    While it is never easy to consider that you or your
    loved ones may one day be in an unexpected, difficult position where you require urgent financial
    assistance, it is important to be prepared.

About Universal Cover


Universal Cover's Gap CoverWhile it is never easy to consider that you or your loved ones may one day be in an unexpected, difficult position where you require urgent financial assistance, it is important to be prepared.

Universal Cover (Pty) Ltd offers a range of insurance products that provide you with financial protection when life’s unpredictable moments strike.

Universal Cover (Pty) Ltd is a licensed financial service provider, FSP no. 43274. Products offered in collaboration with other registered financial services providers.

Universal Funeral Cover


Universal Cover's Gap CoverFuneral costs are seldom considered until it is necessary to make funeral arrangements. However, funerals can be extremely costly and being prepared can ease some of the financial burden on your family at one of life’s most difficult moments. read more


Universal provides funeral cover that offers:

  • One of the most affordable rates in SA
  • No activation fees
  • No waiting periods
  • Additional optional benefits
  • No hidden cost
  • Transparency
  • Reliability
  • Claims pay out within 48 hours

Universal GAP Cover


Universal Cover's Gap CoverMore and more frequently medical scheme members are faced with specialist and hospital charges that are above their medical aid tariff, leaving them to pay the remainder of expensive medical bills from their own pockets. read more


Universal provides GAP cover that offers:

  • Cover up to 500% of medical aid tariffs
  • R1 million cover in aggregate per family
  • No waiting periods for individuals/groups transferring from other providers
  • Discounts for groups
  • Quick and easy claims procedure
  • Transparency

 

Terms and conditions apply